Pochete app icon

Pochete by Frido

Plan your budget, track your net worth, and organize trips.

Download on the App Store
  • iPhone
  • iPad
  • Mac

Pochete by Frido brings everyday budgeting, net worth tracking, and trip planning together on iPhone, iPad, and Mac. See what comes in, what goes out, and what you own, without connecting a bank account.

Plan your money, your way

Add your income, regular bills, and one-time expenses to see how much money is left. Schedule payments monthly, quarterly, or yearly. For shared bills, record the full amount while counting only your part in your budget.

See your whole net worth

Keep savings, investments, cash, and valuable belongings in one place. Enter what they are worth today and your share of anything you own jointly. Add an estimated growth rate to see how their value might change over time.

Know the cost before you go

Plan a trip budget and keep expenses you expect to pay separate from those already paid. Record your share of costs you split, and enter expenses in different currencies without converting each amount yourself.

A backup you can read and protect

Export a readable spreadsheet or password-protected Excel backup, and restore your complete Pochete data whenever you need it. Archive old items without losing their history, and bring them back anytime.

Everything in Pochete

  • Manage multiple incomes and accounts
  • Add one-time expenses and bills that repeat monthly, quarterly, or yearly
  • Record transfers between accounts and see upcoming payments
  • Create spending categories and see how much you spend in each
  • Record shared expenses and assets while counting only your share
  • Track savings, investments, cash, and belongings with their current values
  • Record what assets cost and estimate how their value might change
  • Keep planned trip expenses separate from expenses already paid
  • Convert trip expenses using European Central Bank reference rates
  • Sync privately across Apple devices with iCloud
  • Export and restore a readable spreadsheet or password-protected Excel backup
  • Archive old items and bring them back without losing their history

Yours to keep. No ads or subscriptions.

A few things you might wonder.

Can I use a budget app without linking my bank account?

Yes. Pochete is a manual budget planner: you add the incomes, expenses, accounts, and assets that matter to you. It never connects to your bank or imports transactions, so you choose what to track and what to leave out.

Can one app work as a budget planner and net worth tracker?

Yes. Use the budget to plan income and expenses, and the net worth view to see the value of your savings, investments, cash, and other assets. You enter their values yourself, including your share of anything you own jointly. No bank or investment account connection is needed.

How can I track shared expenses in my personal budget?

Record the full cost while counting only your share toward your personal budget. For example, if you split a €1,200 rent payment equally, keep the full payment on record while only your €600 share counts toward your budget.

Can I plan a trip budget in multiple currencies?

Yes. Add each expense in the currency you will pay it in, even when a trip uses several currencies. Pochete converts amounts using European Central Bank reference rates so you can compare costs. Your bank may use a different rate when you pay.

Can I export my budget to Excel and restore a backup?

Yes. Export a readable spreadsheet or a password-protected Excel backup, then restore your complete Pochete data from a backup when needed. Archiving is separate: it puts older items aside without deleting their history.

Is Pochete a budget planner without a subscription?

Yes. One purchase includes budgeting, net worth tracking, and trip planning. There is no subscription, and all features are included.

Pochete app icon

A clearer picture of your money.

Start with your regular income and bills. Add your savings, shared costs, and next trip when you are ready.

Available on iPhone, iPad, and Mac. Requires iOS 18.1 or later on iPhone.